Our Philosophy

Mission Statement
At Meridian Wealth Management our mission is to care more for our clients than any other advisor and to be indispensable in helping our clients work toward and achieve their goals through uncompromising integrity, trust & personalized service.

We believe:

  • Financial Planning involves maximizing your wealth. At Meridian Wealth Management we define wealth as integrating all of your resources – financial, emotional, physical & spiritual.
  • We help you strike a healthy balance between all of your resources throughout your life via Life Planning.
  • The level of communication between us will determine success. Financial Planning is personal, so we often ask that you share with us some of the many things that you don’t share with anyone but family.
  • We believe in integrating the 5 key area’s of financial planning – Asset Protection, Disability & Income planning, Debt Management, Asset Management, & Estate Management. We believe all of these areas are integral for achieving your personal financial success.
  • We do not believe in timing the market. We believe that if your time horizon is greater than 5 years, you should accept some of the fluctuation risk of the stock market. For those needs that occur in less than five years, you should not accept this risk.
  • We believe that if we make mistakes, we must correct them. But first, we must know of them. Please talk to us so that we may do so.
  • We believe that we should like and trust each other. If that ever stops happening, we believe our relationship needs to be re-evaluated.
  • We believe that you should be as involved in your plan as we are. This means that we will often ask you for help in gathering information or talking with other advisors who may have information.
  • Goal Setting – We believe that our clients must set their own goals. It is our responsibility to educate them in the process & to assist them to define, qualify, & prioritize their goals.
  • Rule of Thumb Planning – We believe that “rule of thumb” planning (such as retirement income should equal 80% of pre-retirement income) is an incompetent & unprofessional method in planning for a clients financial independence.
  • Time Diversification – We believe that the concept of time diversification is appropriate in its conclusion that the relative risk of increasing equity exposure decreases as the time horizon of the goal increases.
  • Ongoing Management – We believe that there should be a regular review of a clients situation to determine if he is continuing to move toward achieving his/her goals.
We thank Ross Levin, & Evensky, Brown, & Katz for their help in shaping and defining our philosophy.


25283 Cabot Road, Suite 207
Laguna Hills,  CA 92653
Tel: 949-916-6238   Fax: 831-300-3028
E-mail: Scott@Meridianwealth.com